VetsMediCover UK Reviews

VetsMediCover offers four levels of cover with prices starting from £9.93 per month. They provide up to £10,000 per annum for vet fees. They also offer pre-existing cover under their Lifetime Gold, Platinum & Diamond policies, if your pet has been symptom & treatment free, and not consulted a vet for 24 months. You can pay by monthly instalments at no additional cost.

They have two different products: Lifetime and 12-month policy. The Lifetime product provides vet fee cover each year for treatment for injuries and illness up to the limit in your policy schedule. The 12-month policy provides cover from the date the injury or illness first appears for a maximum 12-month period.

The Lifetime product is offered under the Gold, Platinum and Diamond level. The 12-month policy, also known as the Silver level, provides cover from the date of the injury or illness first appears for a maximum 12-month period.

For example, the Silver level offers £2,000 for vet fees, £500 for complementary therapy, and £250 death benefit. The Gold level offers £4,000 for vet fees, £750 for complementary therapy, and £350 death benefit. The Platinum level offers £6,000 for vet fees, £750 for complementary therapy, and £500 death benefit. The Diamond level offers £10,000 for vet fees, £750 for complementary therapy, and £750 death benefit.

Please note that the policy cost could increase as your pet ages. For example, a policy purchased when your pet is less than one at a cost of £180 per annum, could cost £263 per annum by the time your pet is aged five and £515 per annum by the time your pet is ten. Another user reported that their policy started out at £336 per year and is now £1245.

VetsMediCover is a pet insurance provider that offers four levels of cover: Silver, Gold, Platinum, and Diamond. The Silver policy is a 12-month policy, while Gold, Platinum, and Diamond are lifetime policies. These policies cover your pet for vets’ bills of up to £10,000 per year. Third party liability cover for dogs is offered up to £1,000,000 a year.

Under the Lifetime Gold, Platinum & Diamond policies, pre-existing conditions are covered if for 24 months your pet has been symptom & treatment free, and not consulted a vet. Your pet must be at least 8 weeks old and under 8 years when applying for your first year of cover.

VetsMediCover policies include vets’ fees, complementary therapies, dental care and treatment, death benefit, third party liability for dogs, hereditary and congenital defects cover, and euthanasia cover. Its lifetime policies include a contribution towards the cost of prescription food. Policies also cover emergency boarding fees, advertising and rewards, and loss by theft or straying. Pets are covered by VetsMediCover policies for up to three months abroad.

They also offer a FirstVet service, which is a free virtual vet service included with your policy. This service provides unlimited 24/7 video vet visits. You can get advice, treatment, or a referral to your local vet, if required. This service is trusted by over 500,000 pet owners globally.

VetsMediCover takes pride in keeping things simple. Their goal is to provide a reliable insurance policy that is well delivered and gives you peace of mind. They have four levels of cover and are confident that one of their policies will be the perfect solution for you and your pet. Their policies are annual and must be renewed for the cover to continue by them offering and you accepting the renewal invitation.

VetsMediCover, a pet insurance provider, offers a direct claim method. This means that they pay claims directly to the veterinary practice, less the excess, as opposed to you paying the vet and VetsMediCover reimbursing you. A direct claim means you only pay the excess as specified on your policy certificate. They use GoCardless to process your Direct Debit payments. This allows you to pay by monthly instalments at no additional cost. Please note that this information is based on the data available and may be subject to changes.

VetsMediCover offers a 14-day cooling-off period in which you can cancel your policy. In this case, they will cancel your cover provided that you have not made any claims on the policy. To do this, you can call or email them. Your cover begins from your specified inception date. They do not cover illnesses which occur within the first 14 days of policy inception or injuries which occur within 5 days of policy inception. As for shipping policy, no relevant information was found.